Individuals
MaxIRA delivers institutional-quality retirement investing for everyday people.
With MaxIRA, your money is automatically invested the moment it arrives. This is through the MetLife Stable Value account or growing in a curated lineup of diversified funds managed by world-class investment teams at institutional share class pricing.
That means lower fund expenses typically only available to large pension funds and endowments.
MetLife Stable Value Fund
Your MaxIRA is held in the MetLife Stable value Account through Metropolitan Tower Life Insurance Company, a wholly owned subsidiary of MetLife, Inc.
MetLife has served millions of customers for over 150 years, managing retirement and insurance solutions at institutional scale across the United States and globally.
The current crediting rate on the stable value fund is 3.18%, and reviewed quarterly.
Morningstar Retirement Manager
Powered by more than 25 years of research in asset allocation combined with experience in portfolio construction and manager selection, Morningstar® Retirement Manager is a retirement planning service that provides you with a comprehensive, personalized retirement strategy.
In addition to age, this managed account service factors in a holistic view of your retirement goals, income, savings, risk tolerance, and more to create and implement a portfolio tailored to you.
What You Get
This managed account service provides you with a no-obligation personalized retirement plan, including:
• A projection of the retirement income you’ll probably need and what you are likely to have based on what you’re saving now.
• Recommendations for when you should consider retiring.
• A personalized asset-allocation strategy.
• The ability to personalize your plan based on a variety of details, such as when you want to retire, how much money you will need, other retirement accounts, and any spousal information.
SM
Opening a MaxIRA is how you take control of your retirement and invest with confidence.
For fees, download our financial disclosure statement
The IRA Your 401(k) Deserved
Institutional quality retirement investments with diversified categories.
Access to professional guidance at 22 basis points, a fraction of typical advisory fees.
Under 1% total cost, enabled in part by institutional share class fund pricing.
Ability to redirect funds to any available option.