About MaxIRA
MaxIRA is a self-directed IRA designed primarily to serve as the default destination for 401(k) participant funds when a plan terminates, an employee voluntarily separates, or account balances fall below plan thresholds.
Unlike passive rollover solutions, MaxIRA is built to give participants immediate ownership, investment flexibility, and long-term wealth preservation.
MaxIRA is embedded directly in the 401(k) plan document. It is a proactive, automatic safeguard rather than an afterthought.
At MaxIRA, we exist to give every retirement fund a secure, invested home, automatically.
Better Outcomes for All
"When a plan terminates or a participant voluntarily leaves the plan, participants should have a safe option at a fair price.
Advisors who put the plans in place to begin with should be recognized when the plan they created terminates."
Ami Tully Lotka
Co-Founder & President
The Team
MaxIRA's founding team brings together decades of experience in retirement services, financial advisory, and institutional distribution.
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United by a shared belief that the end of a plan should be the beginning of something better, they are building the platform where every party wins.
John H. Lotka
Co-Founder &
Chief Executive Officer
Ami Tully Lotka
Co-Founder & President
Gary Bieda
Platform Advisor
Siju Wahab
Director of Marketing