Choosing MaxIRA is how you fulfill your fiduciary duty and demonstrate you genuinely care about participant outcomes.
Good for Them. Right for You
A default IRA that is genuinely better and compliant from day one.
A demonstration of your fiduciary confidence and care for participant outcomes.
A competitive benefit that supports employee attraction and retention.
A full investment menu that gives every participant real options, not just cash.
Plan Sponsors / Employers
401(k) plans need a default IRA, but most default IRAs leave participant savings sitting in cash. MaxIRA is the better choice: participants are automatically invested in a MetLife Stable Value account earning 3.27%*, with access to a full range of equity, bond, and target date funds.
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Choosing MaxIRA is how you fulfill your fiduciary duty and demonstrate you genuinely care about participant outcomes.
*crediting rate as at May 2026. It is reviewed quarterly.
